Manage Jenkins Missing The Fed Is About to Topple This House of Cards

The destruction was astounding… and we didn’t even suffer the brunt of the storm.My husband and I returned after evacuating South Florida, and the amount of damage we encountered was stunning.Downed power lines. Uprooted trees. Broken windows. And millions of people without power.Even now, nearly two weeks later, the area where we live and work is still attempting to recover. I continue to hear stories of people without power. The electric at our office cuts out randomly as workers repair area lines.The recovery from the storm will be ongoing for the next several weeks – and for the Florida Keys, the next several months.And there’s another storm ready to pummel the U.S. and leave behind a painfully slow recovery that could eat away at your wealth if you’re not prepared.We’ve Got a ProblemThe Great Recession left not only the United States but the entire globe in a financial crisis. And the first order of business: Spend!Nearly every government latched onto the promise of spending their way out of the disaster.Within the U.S., we fired up the printing presses and defined the era of “easy money” with ultralow interest rates.And the price is that we’ve tallied up nearly $20 trillion in public debt. That debt is 107% of our gross domestic product (GDP).

But the U.S. isn’t the only country struggling with debt.Japan has had a debt problem for decades. While its debt sits at only $11.4 trillion, it accounts for 239% of its GDP.Greece, Italy, Portugal and Belgium also have public debt that exceeds their GDP.Throughout the Great Recession, we saw numerous countries ratchet up their debt levels so that it stood at a higher percentage of their GDP.And while we’ve managed to stay afloat despite all of this debt thanks to an economy that is slowly but steadily growing, we are facing a dangerous time ahead. It’s all thanks to the Federal Reserve.Enter the FedThe Federal Open Market Committee met recently. It was pretty much a nonevent, as everyone expected. Rates remained unchanged, hovering between 1% and 1.25%. That’s still the highest level since September 2008.But we know that Fed Chair Janet Yellen and the rest of her team aren’t content to stop there.More rate hikes are coming.The headline unemployment rate is resting near its lows at 4.4%, the economy is humming along and the stock market remains hot.Sure, low inflation figures are still troubling the Fed.But I’m not so sure that’s going to stay the Fed’s hand from raising rates yet again when it meets in December.And rising interest rates mean that interest payments on all that debt – both government and private – are going to rise.Consumers and the government are going to have less to spend thanks to massive amounts of debt and rising interest rates.We’ve seen too often that the Fed takes interest rates a step too far, and it’s always well after the damage is done that it realizes its mistake. It’s time to brace for the Fed going a step too far, too fast.And the U.S. is no longer alone when it comes to lifting interest rates.The Bank of Canada surprised the market when it hiked its key interest rate by 25 basis points earlier this month to 1%.The Bank of England has recently started dropping some heavy hints that it plans to lift interest rates – the first increase in nearly a decade. The Bank of England’s key rate currently stands at 0.25%.Many market commentators have talked about the market nearing a tipping point. While we’re watching for that big, flashy bang that could topple this house of cards, it could actually arrive as a slow, painful unraveling.

But you don’t have to watch your own wealth unwind with the rest of the market.A Better Portfolio BalanceThe turmoil that could roil the markets should the Fed continue to lift rates and squeeze spending doesn’t have to destroy your portfolio as well.It’s important that you take steps now to make sure that your wealth is properly diversified against the uncertainty within the market.One critical facet of your portfolio should be physical gold. The yellow metal has historically grown in value while the economy struggles. It’s insurance against a correction… or worse.Another is to have exposure to a variety of different sectors.The key is to take a hard look at your portfolio now and evaluate what could likely be hit by a significant market correction.Are all your holdings in one sector?Are all your holdings in aggressive positions?Do you have trailing stops or an exit strategy in place to protect your gains?Don’t be afraid to take some profits off the table and rebalance your holdings. It’s always better to lock in some gains than suffer the pain of getting out too late.

Top VR Games for Your Android Phone

VR or virtual reality is the new innovation by the tech world that has become an integral part of almost all sorts of games online. Virtual reality is a three dimensional environment that would render live and interactive experience to the gamer. There games are being designed to enhance the quality of the games and to give an awesome gaming experience to the gamer. The more innovative and user-friendly versions of these VR games are coming up in these days that are compatible enough even on smart phones.

Latest VR games would allow you to play the game on multiple devices with a single gamer name. You can play while commuting also by using your android phones. The latest versions of VR games are designed in such a way that they would render the same experience as a pc, laptop or a play station. Now as we know what is a VR game is all about let’s look at few latest VR games designed for android phones,

• Mekorama VR – A puzzle game where you have to guide a small robot through various levels. At the beginning it’s quite simple because there will be few stones to be moved but the difficulty increases from one level to the next. In this game you use the controller to move the stones and show the robot the way to move up.

• Hunters Gate: A game for action lovers – You will become a savior of the world when the world has been attacked by demons and you have to keep them back. This is a fun-filled and graphically impressive game. This is a famous rolling game whose elements make you stronger over time and will teach you new skills. For playing this game you must use daydream controllers, and these controllers help you in keeping track of what’s happening from above, which reduces your too much interaction with the virtual movement.

• Need for Speed: A VR game for admirers of speed, the game enhances the sensation of speed by Virtual Reality and is probably the best racing game for Daydream-capable smart phones. An exciting ride is guaranteed because of its impeccable graphics and breakneck-pace. Besides that the choice of customization and car tuning made this game more enchanting and exciting.

• Gun jack 2: End of Shift – A game where you will be sitting on cannon on our solar system and fend off the attackers who are desperate to steal the minerals from our planet. You will be having immense arsenal weapons and can control everything with your gaze.